Our main panel of providers were responsible for 53% of all guaranteed over 50s policy sales in the UK in 2025.
*From £10 per month Life Insurance quoted rates are based on Guaranteed Over 50
Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 4th February
2026.
£3,101 Cover Amount - 50 year old born in 1976 (One Family)
£2,554 Cover Amount - 55 year old born in 1971 (One Family)
£2,214 Cover Amount - 60 year old born in 1966 (One Family)
£1,760 Cover Amount - 65 year old born in 1961 (One Family)
£1,325 Cover Amount - 70 year old born in 1956 (SunLife)
£946 Cover Amount - 75 year old born in 1951 (SunLife)
£688 Cover Amount - 80 year old born in 1946 (SunLife)
People aged 85 are unable to achieve cover for £10 per month due to our partner insurers
minimum sum assureds and/or premium limits. Minimum premium examples provided below.
£11 per month for £510 Cover Amount - 85 year old born in 1941 (SunLife)
*From £5 per month Life Insurance quoted rates are based on Guaranteed Over 50
Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 4th February
2026.
£1,201 Cover Amount - 50 year old born in 1976 (SunLife)
£1,035 Cover Amount - 55 year old born in 1971 (SunLife)
£929 Cover Amount - 60 year old born in 1966 (SunLife)
£758 Cover Amount - 65 year old born in 1961 (SunLife)
£576 Cover Amount - 70 year old born in 1956 (SunLife)
People aged 73-85 are unable to achieve cover for £5 per month due to our partner insurers
minimum sum assureds and/or premium limits. Minimum premium examples provided below.
£6 per month for £519 Cover Amount - 75 year old born in 1951 (SunLife)
£8 per month for £535 Cover Amount - 80 year old born in 1946 (SunLife)
£11 per month for £510 Cover Amount - 85 year old born in 1941 (SunLife)
Please note: CompareLifeQuotes is a specialist life insurance introduction service, created to help our users
to find the deal that’s right for them. We work exclusively with Financial Conduct Authority authorised
brokers and insurers. We are not a price comparison site or a brokerage, and we do not offer financial advice.
We may receive a fee for introducing you, but our service is 100% free and any quotes you receive are provided
without obligation.
CompareLifeQuotes is a trading style of 1 To 1 Technology Limited Data Protection Act Registration Number:
Z8979511 (FRN 738008) who are authorised and regulated by the Financial Conduct Authority.
Same day cover isn’t available in all circumstances. Individuals looking for larger insurance amounts or who
have health conditions may need additional checks before cover can be in force
All product names, logos, and brands are property of their respective owners. All company, product and service
names used in this website are for identification purposes only. Use of these names, logos, and brands does
not imply endorsement.
Over 50s plans are subject to an initial moratorium period ranging from 12-24 depending on the provider
chosen. The tax status of your pay-out will depend on the value of your estate and on whether the policy is
written into trust.
Subject to satisfactory underwriting checks.
***5* trusted service based on 23 customers who completed our review survey between 01/01/2025 and 05/03/2025.
+Based on internal company data. “More people” refers to the increase in unique quote requests processed via
comparelifequotes.com during the period of August 2025 – October 2025 compared to the previous 3-month period.